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Account

An Account is a virtual financial entity within the platform — a balance holder. It can represent any party that needs to hold balance: a marketplace seller, an affiliate, or the platform's own revenue account.

An Account is not a blockchain wallet, does not imply verified legal identity, and is not the same as a human user of the admin panel (that's Member) — Account participates in money, Member operates the Organization.

External ID​

An Account is referenced by an External ID — an identifier you define to correlate it with your own system, without needing to send personal data. Unique per Organization, not globally.

Balance​

An Account's balance is made up of three views of the same accounting record:

  • Available — can be moved freely.
  • Pending — being confirmed (e.g., a deposit awaiting network confirmations).
  • Reserved — committed to an active Transaction.

Every transition between these three components is a new ledger entry, never a direct value edit — see Ledger. A beneficiary of a Settlement/Payout has two more views beyond these three — Payable (owed, not yet paid) and Delivered (already paid out) — read via getPayableSummary, never mixed into Available (see Transaction, Settlement, Split, and Refund).

Routes​